Does your bank understand and support your business?..

Do they even care?

Finally, a local finance expert that understands your business. At Ark Financial we realize that every business is unique. Let us work with you to tailor a finance package that will help you achieve your business goals and realize your hopes and dreams sooner.

FREE Personalised business health check to ensure we understand your current and future needs.

ARK Promise – The Right Loan For Your Business

Wealth of financial expertise to support your business.

The team at Ark have over 60 years of commercial banking experience. Let us take the stress and frustration out of looking for the right business loan for you.

We understand you have better things to do

A Partner in your business.

Running your own business can be lonely. Does your current financier understand you and your business?

At ARK our aim is to get to know your business almost as well as you do!

Outcome Driven, Solutions Focussed

Whether you are looking to borrow more money to grow your business or you simply want to restructure your existing loans, Let Ark Financial provide you with the right business loans to meet your current and future needs.

We will do this by taking the time to understand your business and what you want to achieve and only then will we provide you with the best solutions for your business.

Refinancing Considerations

The decision to refinance can have a fundamental difference on your business’s financial future. It could mean the difference between financial prosperity and closing the doors.

So It is very important to consider your own situation and talk to a professional to advise on your own personal situation. At ARK, clients looking to refinance are firstly provided a free Financial health check where the following questions are clarified.

Why refinancing could be a good idea?

Refinancing your business loans means taking the time to understand your current situation and what your needs are today and into the future. Are your current business loans and funding structure supporting your business? By reviewing your current position you may find that you do not have the right finance in place.

The cost of refinancing

Refinancing can save you money but there are costs involved. You need to weigh up these costs against the benefits of refinancing. At Ark, we assess your individual situation and ensure refinancing is right for you.

How much can you borrow?

An important step in refinancing is determining how much your business can afford to borrow and what products are best used which will meet your current and future needs.

Refinancing your business loans that are right for you and your business?

At Ark, we have a panel of over 30 lenders, which gives us a large variety of options to suit your particular situation

The Ark Financial refinance process

The process of refinancing is straightforward. There are five key steps:

  • Complete a free business health check with us so we can understand your current and future financial needs.
  • Ark will present you with a minimum of 2 refinancing options for you to consider
  • Ark Financial will then negotiate with your preferred financier and obtain the best deal for you.
  • Ark Financial will take you through your new loan agreement so you understand the new contract you are entering into
  • We will liaise with the banks to ensure a smooth transition to your new business facilities.

Summary and mortgage recommendation.

Refinancing can offer plenty of pluses, potentially providing additional funding to help grow your business or just simply restructuring your current facilities to provide your business with a better product at a more competitive rate.

At Ark Financial we take a personal approach to everything we do, connect with us today to receive a free business health check.

The Ark Financial Experts

Meet Anne & Rai

“They have spent their entire working careers in the banking and finance industry. They have the experience and contacts to help you realise your home ownership hopes and dreams. So whether you have already located your dream home or are just considering getting a foot on the property ladder speak to the home loan experts who will be on your side.”

A wide range of lenders, to find the loan for you.

At ARK, we can search through deals from over 30 lenders, including the big four banks, to find the loan for you. Plus, we may be able to arrange discounts on advertised home loan rates, to get you an even better deal.